Loan Special

November 26th, 2018

Now through December 28, 2018, borrow up to $5,000 for up to 2 years at 4.25%APR.

Payment Examples:

Amount Borrowed Monthly Payment Term
$1,000 $85.32 12 months
$2,500 $108.88 24 months
$5,000 $217.78 24 months

*Annual Percentage Rate.  Credit restrictions apply. Rate valid for members with credit score of 640 or higher.  Unsecured loan rate includes .25% reduction for direct deposit, VISA or automatic loan payment.  Offer does not apply to loans currently financed at UGEFCU or single payment loans.  Special rates subject to change without notice.  We reserve the right to decline a loan request due to credit conditions.


Feed Our Vets

November 14th, 2018

Since 2008, Feed Our Vets has provided free food assistance to more than 25,000 Veterans and their family members, distributing 750,000 pounds of food.

This November and December we will be accepting food as well as cash donations to benefit Feed Our Vets.  Please consider helping us help them!  The credit union will match any donations received.

Some items they need: 

  • cereal
  • pasta and pasta sauce
  • canned fruit
  • tuna
  • peanut butter and jelly
  • boxed potatoes
  • canned pasta, canned raviolis
  • ramen, noodles, soups
  • rice-a-roni
  • baked beans
  • pancake syrup and pancake mix

To learn more about Feed Our Vets, please visit their website.

Scholarship Applications

November 5th, 2018

Members who are college-bound high school seniors can apply for the Credit Union's scholarships.  Applications are due in the credit union by January 4, 2019.

Remote Deposit using our Mobile App!

September 4th, 2018

NEW FEATURE: Deposit checks from your living room with Remote Deposit Capture. Important facts you should know:

  • 2 day hold on deposits

  • max amount = $3,000.00

  • cut off time = 2:45pm

  • must sign the back and add "For Mobile Deposit Only".

Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Just log on to Home Banking to activate Mobile Banking. App Code: MobileUGEFCU  Click here for detailed instructions.  Then take us anywhere. With our smartphone app, you can:

  • Deposit checks
  • View your account balances
  • Check your transaction history
  • Transfer funds
  • Pay bills
  • Pay UGEFCU loans
  • Locate a surcharge free ATM

If you need assistance or have any question, please call us at 315-733-1596.

SimplyCredit - How it Works

August 28th, 2018

  1. Apply for a new, fixed-rate line of credit.  APRs start at 4.99%*  Click here to apply.
  2. Add your credit cards.  Pay each one from your new low-rate line.
  3. Never pay a fee or penalty again as you become debt-free.

Our Services

Credit cards and department store cards demand sky-high interest rates and fees designed to keep you in debt.  Help your payments go further with a new SimplyCredit line.

  • No fees.  No rate hikes. No penalties.
  • Earn credit card points/rewards without credit card rates and fees.
  • Make one payment a month to cover all your cards.
  • Simplify your life: Enjoy more time, more money and freedom from debt!

*Subject to approval.  Other rates may apply based on credit history.

Bill Pay Site

August 1st, 2018

  • Set up on the computer so you can pay in home banking or mobile banking
  • The Bill Payment System - Access through ACCOUNT ACCESS
  • After you log in to ONLINE BANKING, hover over BILL PAYMENT and click on Enrollment Options
  • Follow the prompts to ENROLL
  • NEXT, hover over BILL PAYMENT and click on Pay Bills
  • You will need to TURN OFF YOUR POP UP BLOCKER
  • FAQ
  • Call 315-733-1596 for assistance
  • DEMO

Important Changes

May 31st, 2018

We are in the process of changing our direct deposit system, so you will see a change in your deposits. We are no longer able to split a deposit before it goes in, the whole deposit will post, and then transfers will move your money. Some transfers will be immediate; however, there may be a delay of up to 2 days on some loan transfers. We are working hard to make this as seamless as possible but please call us with any questions you have.