We're Hiring

October 12th, 2018

Full-Time Member Service Representative/Front Line Teller

We are looking for an individual to provide face-to-face service to members, including: account opening, deposits, withdrawals, loan payments, and transfers; in addition to solving problems in person, over the phone or through email.

Previous experience a plus, but will consider applicants with excellent customer service, PC and cash handling skills.

If you're interested in applying for our open position, please stop in to see us or email a resume to ugefcu@ugefcu.com


Remote Deposit using our Mobile App!

September 4th, 2018

NEW FEATURE: Deposit checks from your living room with Remote Deposit Capture. Important facts you should know:

  • 2 day hold on deposits

  • max amount = $3,000.00

  • cut off time = 2:45pm

  • must sign the back and add "For Mobile Deposit Only".

Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Just log on to Home Banking to activate Mobile Banking. App Code: MobileUGEFCU  Click here for detailed instructions.  Then take us anywhere. With our smartphone app, you can:

  • Deposit checks
  • View your account balances
  • Check your transaction history
  • Transfer funds
  • Pay bills
  • Pay UGEFCU loans
  • Locate a surcharge free ATM

If you need assistance or have any question, please call us at 315-733-1596.

SimplyCredit - How it Works

August 28th, 2018

  1. Apply for a new, fixed-rate line of credit.  APRs start at 4.99%*  Click here to apply.
  2. Add your credit cards.  Pay each one from your new low-rate line.
  3. Never pay a fee or penalty again as you become debt-free.

Our Services

Credit cards and department store cards demand sky-high interest rates and fees designed to keep you in debt.  Help your payments go further with a new SimplyCredit line.

  • No fees.  No rate hikes. No penalties.
  • Earn credit card points/rewards without credit card rates and fees.
  • Make one payment a month to cover all your cards.
  • Simplify your life: Enjoy more time, more money and freedom from debt!

*Subject to approval.  Other rates may apply based on credit history.

Bill Pay Site

August 1st, 2018

  • Set up on the computer so you can pay in home banking or mobile banking
  • The Bill Payment System - Access through ACCOUNT ACCESS
  • After you log in to ONLINE BANKING, hover over BILL PAYMENT and click on Enrollment Options
  • Follow the prompts to ENROLL
  • NEXT, hover over BILL PAYMENT and click on Pay Bills
  • You will need to TURN OFF YOUR POP UP BLOCKER
  • FAQ
  • Call 315-733-1596 for assistance
  • DEMO


June 28th, 2018


Our Summer Newsletter contains information about Discount Tickets,  Scholarship Winners, Tips to Improve Your Credit Score and more!

We've added several new features to the website:

  1. New ScoreCard Reward Redemption Options
  2. Financial Education Videos
  3. Log in to online banking and activate your credit score monitoring

Important Changes

May 31st, 2018

We are in the process of changing our direct deposit system, so you will see a change in your deposits. We are no longer able to split a deposit before it goes in, the whole deposit will post, and then transfers will move your money. Some transfers will be immediate; however, there may be a delay of up to 2 days on some loan transfers. We are working hard to make this as seamless as possible but please call us with any questions you have.