1-800-990-7499 | 1-315-733-1596

215 Old Campion Road, New Hartford, New York 13413-4953


Do You Need More Bucks This Holiday Season?

November 15th, 2019


We've got the loan to make your holidays great this year.  Borrow up to $5,000 for up to 2 years.

Will $1,000 cover your expenses?  You could borrow $1,000 for just one year with a payment of $85.18 per month.  Do you need more so you can visit family who live out of town?  Borrow $5,000 for 2 years and your payment will be around $217.20.

This is a limited time offer, so apply for your bucks today!

*Annual Percentage Rate. Credit restrictions apply.  Rate valid for members with credit score of 640 or higher.  Unsecured loan rate includes .25% reduction for direct deposit, VISA or automatic loan payment.  Offer does not apply to loans currently financed at UGEFCU or single payment loans.  Special rates subject to change without notice. We reserve the right to decline a loan request due to credit conditions.

Scholarship Applications

October 23rd, 2019

Members who are college-bound high school seniors can apply for the Credit Union's scholarships. 

This year we are awarding two scholarships of $1,500 each.

Applications are due in the credit union by January 10, 2020.


October 22nd, 2019

Our Fall Newsletter contains information about Turning your Debit Card On and Off with CardValet, Skip-a-Payment, Samsung Pay and more! Read our Fraud Newsletter too!

We've added several new features to the website:

  1. New ScoreCard Reward Redemption Options
  2. Financial Education Videos
  3. Credit Score - Log in to online banking and activate your credit score monitoring


May 30th, 2019

  1.  Click here to access your account
  2. Pay cards from your new low-rate line. See how it works!
  3. Never pay a fee or penalty again as you become debt-free.

Our Services

Credit cards and department store cards demand sky-high interest rates and fees designed to keep you in debt.  Help your payments go further with a new SimplyCredit line.

  • No fees.  No rate hikes. No penalties.
  • Earn credit card points/rewards without credit card rates and fees.
  • Make one payment a month to cover all your cards.
  • Simplify your life: Enjoy more time, more money and freedom from debt!

*Subject to approval.  Other rates may apply based on credit history.

Bill Pay Site

January 22nd, 2019

  • Set up on the computer so you can pay in home banking or mobile banking
  • The Bill Payment System - Access through ACCOUNT ACCESS
  • After you log in to ONLINE BANKING, hover over BILL PAYMENT and click on Enrollment Options
  • Follow the prompts to ENROLL
  • NEXT, hover over BILL PAYMENT and click on Pay Bills
  • You will need to TURN OFF YOUR POP UP BLOCKER
  • FAQ
  • Call 315-733-1596 for assistance
  • DEMO

Remote Deposit using our Mobile App!

September 4th, 2018

NEW FEATURE: Deposit checks from your living room with Remote Deposit Capture. Important facts you should know:

  • 2 day hold on deposits

  • max amount = $3,000.00

  • cut off time = 2:45pm

  • must sign the back and add "For Mobile Deposit Only".

Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Just log on to Home Banking to activate Mobile Banking. App Code: MobileUGEFCU  Click here for detailed instructions.  Then take us anywhere. With our smartphone app, you can:

  • Deposit checks
  • View your account balances
  • Check your transaction history
  • Transfer funds
  • Pay bills
  • Pay UGEFCU loans
  • Locate a surcharge free ATM

If you need assistance or have any question, please call us at 315-733-1596.


Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953

Office Hours:
Monday - Friday 7:30am-4:00pm

Drive-Thru Window Hours:
Monday - Friday 6:30am-4:00pm

Access to your account by phone,
24-Hours a Day, 7 Days a Week


Telephone: 1-315-733-1596
Toll-Free: 1-800-990-7499
Fax: 1-315-733-0228


Supervisory Committee: