August 18th, 2022
Rates as low as 4.99% APR*
Borrow up to $20,000
Take up to 60 months to pay back the loan
Limited Time Offer!
Now – October 31, 2022
Apply online or stop in to fill out an application.
Rate 4.99% APR*
Amount Borrowed Monthly Payment
*Annual percentage rate. Credit restrictions apply. 4.99% APR valid for members with credit score of 680 or higher. 5.49% APR for members with score of 640-679. Unsecured loan rate includes .25% reduction for direct deposit, VISA credit card or automatic loan payment. Offer does not apply to loans currently financed at UGEFCU or single payment loans. Special rates subject to change without notice. We reserve right to decline a loan request due to credit conditions. Monthly payments for a 60-month loan at 4.99% APR would be $18.88/$1,000 borrowed.
July 20th, 2022
Certificate of Deposit Special for a limited time! - EXTENDED!
If you can't beat the heat, you might as well enjoy it!
24 month Certificate of Deposit
*Annual percentage yield with a $500 minimum deposit. Rate available July 20, 2022 through September 15, 2022. Early withdrawal penalties apply. Other rates and terms available. Certificate will renew at the 24 month rate and term. Membership eligibility required. Federally insured by NCUA.
April 1st, 2022
We've added several new features to the website:
September 13th, 2021
Our new and improved Home Banking and Mobile App will be arriving shortly.
Please click below for a list of FAQ's that will help guide you through the process:
Online Banking, Mobile Banking and BillPay will be unavailable while we make the necessary changes. BillPay will be unavailable from 5 pm on 9/21 to 9 am on 9/23. Online/Mobile access will be unavailable from 9 am on 9/22 to 9 am on 9/23. For additional information. please click on the FAQ's link above.
September 4th, 2018
Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Please go to Google or Apple store to download our app for free. Then take us anywhere. With our smartphone app, you can:
If you need assistance or have any question, please call us at 315-733-1596.
Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953
Monday - Friday 7:30am-4:00pm
Drive-Thru Window Hours:
Monday - Friday 7:00am-4:00pm
24-hour drive-up ATM
Access to your account by phone,
24-Hours a Day, 7 Days a Week