March 23rd, 2023
Your deposits with Utica Gas & Electric FCU are federally insured by the National Credit Union Administration (NCUA) and the National Credit Union Share Insurance Fund (NCUSIF) to at least $250,000. Get more details about how your money is federally insured by watching this short video.
March 23rd, 2023
*Annual Percentage Rate. Credit restrictions apply. 4.99% APR valid for members with credit score of 680 or higher, 5.49%APR for member with score of 640-679. Unsecured loan rate includes .25% reduction for direct deposit, VISA® credit card or automatic loan payment. Offer does not apply to loans currently financed at UGEFCU or single payment loans. Special rates subject to change without notice. We reserve the right to decline a loan request due to credit conditions. Monthly payments for a 60 month loan at 4.99%APR would be $18.88/$1,000 borrowed.
November 9th, 2022
Our Winter Newsletter contains information about our mortgages, home equity loans, and our Dear Melissa column and more! Read our Fraud Newsletter too!
We've added several new features to the website:
September 13th, 2021
Our new and improved Home Banking and Mobile App will be arriving shortly.
Please click below for a list of FAQ's that will help guide you through the process:
New Home Banking & Mobile App FAQ's
Online Banking, Mobile Banking and BillPay will be unavailable while we make the necessary changes. BillPay will be unavailable from 5 pm on 9/21 to 9 am on 9/23. Online/Mobile access will be unavailable from 9 am on 9/22 to 9 am on 9/23. For additional information. please click on the FAQ's link above.
September 4th, 2018
Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Please go to Google or Apple store to download our app for free. Then take us anywhere. With our smartphone app, you can:
If you need assistance or have any question, please call us at 315-733-1596.
Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953
Monday - Friday 7:30am-4:00pm
Drive-Thru Window Hours:
Monday - Friday 7:00am-4:00pm
24-hour drive-up ATM
Access to your account by phone,
24-Hours a Day, 7 Days a Week