News

Our Fall loan special is being offered early!  

August 18th, 2022

Ready, Set, Remodel!

Our Fall loan to improve your home is here.

Rates as low as 4.99% APR*

Borrow up to $20,000

Take up to 60 months to pay back the loan

Limited Time Offer!

Now – October 31, 2022

Apply online or stop in to fill out an application.

Payment example:

Rate 4.99% APR*

Amount Borrowed          Monthly Payment

       $10,000                            $188.76

       $15,000                            $283.12

       $20,000                            $377.56

*Annual percentage rate. Credit restrictions apply. 4.99% APR valid for members with credit score of 680 or higher. 5.49% APR for members with score of 640-679. Unsecured loan rate includes .25% reduction for direct deposit, VISA credit card or automatic loan payment. Offer does not apply to loans currently financed at UGEFCU or single payment loans. Special rates subject to change without notice. We reserve right to decline a loan request due to credit conditions. Monthly payments for a 60-month loan at 4.99% APR would be $18.88/$1,000 borrowed.

Certificate of Deposit Special

July 20th, 2022

Certificate of Deposit Special for a limited time! - EXTENDED!

If you can't beat the heat, you might as well enjoy it!

24 month Certificate of Deposit

3.16%APR

3.20%APY*

*Annual percentage yield with a $500 minimum deposit. Rate available July 20, 2022 through September 15, 2022. Early withdrawal penalties apply. Other rates and terms available.  Certificate will renew at the 24 month rate and term. Membership eligibility required.  Federally insured by NCUA. 

Newsletter

April 1st, 2022

Our Summer Newsletter contains information about our scholarship winners, mortgages, home equity loans, and our Dear Melissa column and more! Read our Fraud Newsletter too!

We've added several new features to the website:

1. UChoose Debit/Credit Card Rewards
2. Financial Education Videos
3. Credit Score - Log in to online banking and activate your credit score monitoring

New & Improved Home Banking & Mobile App

September 13th, 2021

Our new and improved Home Banking and Mobile App will be arriving shortly.

Please click below for a list of FAQ's that will help guide you through the process:

New Home Banking & Mobile App FAQ's

Please note:

Online Banking, Mobile Banking and BillPay will be unavailable while we make the necessary changes.  BillPay will be unavailable from 5 pm on 9/21 to 9 am on 9/23.  Online/Mobile access will be unavailable from 9 am on 9/22 to 9 am on 9/23.  For additional information. please click on the FAQ's link above. 

Remote Deposit using our Mobile App!

September 4th, 2018

Deposit checks from your living room with Remote Deposit Capture. Important facts you should know:

• 2 day hold on deposits

• max amount = $3,000.00

• cut off time = 2:45pm

• must sign the back and add "For Mobile Deposit Only".

Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Please go to Google or Apple store to download our app for free.  Then take us anywhere. With our smartphone app, you can:

• Deposit checks
• View your account balances
• Check your transaction history
• Transfer funds
• Pay bills
• Pay UGEFCU loans
• Locate a surcharge free ATM

If you need assistance or have any question, please call us at 315-733-1596.