October 17th, 2024
Once again we are filling boxes for our local community children!
Did you know that each year the local medical facilities run out of the stuffed toys from the teddy bear toss game hosted by the Utica Pioneers? It's true, by mid-year, those are all taken from local children in need at the medical facilities in our area.
To help out, we are asking for donations to be brought into our lobby. It can be a number of things, matchbox cars, coloring books and crayons, dolls, stuffed animals, small toys for car rides, baby rattles, etc. Please donate if you can and as always we appreciate your donations as they are what keeps our community thriving!
October 15th, 2024
UGEFCU has partnered with Trust & Will to provide exclusive savings of 20% off any estate plan just for being our member. Learn more today!
http://links.lovemycreditunion.org/client/love_my_cu/banner/?bid=6560&campid=103&clientid=2252&sid=1
October 9th, 2024
Our Autumn Newsletter contains information about our mortgages, home equity loans, and our Dear Melissa column and more! Read our Fraud Newsletter too!
We've added several new features to the website:
October 9th, 2024
2025 Scholarship Applications
Thank you for your interest in our scholarship program, offered in partnership with the New York Credit Union Association. Please review the following instructions carefully before completing your application.
Note: You must be a member of a participating New York credit union to apply for a college scholarship through this program. If you are not currently a member, please call Melissa Gaffney at 315-733-1596 to learn how to join.
Complete and save the scholarship application form. Click here for form https://nycua.org/uniting/scholarship-program/college-scholarship-program-applicants Please use only the space provided on the form to answer the questions. Other than where specified on the application form, no attachments, resumes, pictures, or other materials of any kind should be submitted or used to answer the questions.
You and your parent or guardian must sign the Certification and Release Authorization on the back page of the application form.
You must obtain a credit union verification code from your credit union to verify eligibility.
Submit your signed application directly to Utica Gas & Electric FCU by January 17, 2025 along with:
• A high school transcript documenting your GPA for grades 9-11;
• An SAT/PSAT/ACT transcript; and
• An essay response.
If any portion is incomplete or not included, the application will not be considered.
Please save and upload the documents as three separate files:
Scholarship Application
High School Transcript and SAT/PSAT/ACT scores
Essay
If you have any questions, please don't hesitate to contact Melissa Gaffney at 315-733-1596, ext. 109 or email Melissagaffney@ugefcu.com. Winner notifications will be sent in May 2025. Good luck and we look forward to receiving your application!
August 28th, 2024
"Meet Your Goals" loan special happening now for a limited time!
Set your plan into action and meet those goals you've had!
Borrow up to $20,000 for up to 60 months at a low rate of 5.99% APR*
*Annual Percentage Rate. Credit Restrictions apply. 5.99% APR valid for members with credit score of 680 or higher. 6.49% APR for members with credit score of 640-679. Unsecured loan rate includes .25% reduction for direct deposit, VISA credit card or automatic loan payment. Offer does not apply to loans currently financed at UGEFCU or single payment loans. Special rates subject to change without notice. We reserve the right to decline a loan request due to credit conditions. Monthly payments for a 60 month loan at 5.99% APR would be $19.34/$1,000 borrowed.
September 13th, 2021
Please click below for a list of FAQ's that will help guide you through the process:
New Home Banking & Mobile App FAQ's
September 4th, 2018
Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Please go to Google or Apple store to download our app for free. Then take us anywhere. With our smartphone app, you can:
If you need assistance or have any question, please call us at 315-733-1596.
Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953
Office Hours:
Monday - Friday 7:30am-4:00pm
Drive-Thru Window Hours:
Monday - Friday 7:00am-4:00pm
24-hour drive-up ATM
Access to your account by phone,
24-Hours a Day, 7 Days a Week
1-315-733-1592
Telephone: 1-315-733-1596
Toll-Free: 1-800-990-7499
Fax: 1-315-733-0228
E-mail:
ugefcu@ugefcu.com
Supervisory Committee:
supervisoryc@ugefcu.com