News

Loan Special for all Your Goals!

August 28th, 2024

"Meet Your Goals" loan special happening now for a limited time!

Set your plan into action and meet those goals you've had!  

Borrow up to $20,000 for up to 60 months at a low rate of 5.99% APR*

*Annual Percentage Rate.  Credit Restrictions apply.  5.99% APR valid for members with credit score of 680 or higher. 6.49% APR for members with credit score of 640-679.  Unsecured loan rate includes .25% reduction for direct deposit, VISA credit card or automatic loan payment.  Offer does not apply to loans currently financed at UGEFCU or single payment loans.  Special rates subject to change without notice.  We reserve the right to decline a loan request due to credit conditions.  Monthly payments for a 60 month loan at 5.99% APR would be $19.34/$1,000 borrowed. 

Newsletter

April 2nd, 2024

Our Summer Newsletter contains information about our mortgages, home equity loans, and our Dear Melissa column and more! Read our Fraud Newsletter too!

We've added several new features to the website:

1. UChoose Debit/Credit Card Rewards
2. Financial Education Videos
3. Credit Score - Log in to online banking and activate your credit score monitoring

***URGENT*** FRAUD WARNING!

October 23rd, 2023

***URGENT*** FRAUD WARNING!

If you receive a phone call from our 1-800-990-7499 please be sure to not give out any personal information requested.  Our fraud department for our Visa Debit or Credit cards will typically call requesting to verify the last few purchases made on your card and possibly your last four digits of your card.  

If you are being asked to give out your full card number, SSN, your address, your full name, date of birth and/or your user id for online/mobile app banking please hang up the phone and contact the credit union immediately 315-733-1596.

Click here for a short video about fraud:  Safety Tips!

Your Insured Deposits

March 23rd, 2023

Your deposits with Utica Gas & Electric FCU are federally insured by the National Credit Union Administration (NCUA) and the National Credit Union Share Insurance Fund (NCUSIF) to at least $250,000.  Get more details about how your money is federally insured by watching this short video.

New & Improved Home Banking & Mobile App

September 13th, 2021

Our new and improved Home Banking and Mobile App will be arriving shortly.

Please click below for a list of FAQ's that will help guide you through the process:

New Home Banking & Mobile App FAQ's

Please note:

Online Banking, Mobile Banking and BillPay will be unavailable while we make the necessary changes.  BillPay will be unavailable from 5 pm on 9/21 to 9 am on 9/23.  Online/Mobile access will be unavailable from 9 am on 9/22 to 9 am on 9/23.  For additional information. please click on the FAQ's link above. 

Remote Deposit using our Mobile App!

September 4th, 2018

Deposit checks from your living room with Remote Deposit Capture. Important facts you should know:

• 2 day hold on deposits

• max amount = $3,000.00

• cut off time = 2:45pm

• must sign the back and add "For Mobile Deposit Only".

Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Please go to Google or Apple store to download our app for free.  Then take us anywhere. With our smartphone app, you can:

• Deposit checks
• View your account balances
• Check your transaction history
• Transfer funds
• Pay bills
• Pay UGEFCU loans
• Locate a surcharge free ATM

If you need assistance or have any question, please call us at 315-733-1596.