1-800-990-7499 | 1-315-733-1596

215 Old Campion Road, New Hartford, New York 13413-4953


Loan Special

April 12th, 2021

Apply today for our home improvement loan special with a limited time offer!


Maximum Amount $20,000

Maximum Term up to 60 months

*Annual Percentage Rate.  Credit resrictions apply.  4.99%APR valid for members with credit score of 680+.  5.49%APR for members with score of 640-679.  Unsecured loan rate includes .25% reduction for direct deposit, VISA® credit card or automatic loan payment.  Offer does not apply to loans currently financed at UGEFCU or single payment loans.  Special rates subject to change without notice.  We reserve the right to delcine a loan request due to credit conditions.  Monthly payments for a 60 month loan at 4.99%APR would be $18.88/$1,000 borrowed.

February 20, 2021 Update

February 19th, 2021

Mail Delays Update

The United States Postal Service (USPS) is experiencing processing and delivery delays nationwide.  This could cause a delay in bill payments, debit and credit card delivery and check orders.  If you are experiencing difficulties with your mail, you may want to consider Informed Delivery from the USPS.  This is a free service that allows you to view incoming letters and packages.  For mor information, click here.

Office Access Update

Our drive thru remains open from 7:00am - 4:00pm, Monday through Friday.

As cases of COVID-19 in our area drop, we welcome your visit in the lobby.  
We ask for your patience, as this will require us to verify your identity, record
the time of your visit for contact tracing, and disinfect the lobby more frequently.

Currently we are offering the following in the lobby:

  • Notary
  • Coin Machine use
  • Loan document signing

Please let us know when you would like to visit.

What to expect when entering the lobby:

  • Lower face mask at the door so we can identify you before entering
  • Face masks are required to enter
  • No restrooms will be available
  • Number of members limited to allow for social distancing

We will keep you posted as our plans change.



January 11th, 2021

Our Winter Newsletter contains information about a major announcement, board of elections, uChooseRewards, a new feature and more! Read our Fraud Newsletter too!

We've added several new features to the website:

  1. ScoreCard Reward Redemption Options
  2. UChoose Debit Card Rewards
  3. Financial Education Videos
  4. Credit Score - Log in to online banking and activate your credit score monitoring

Mobile App Update

November 30th, 2020

Security Upgrade to Home Banking

December 2, 2020 - There will be an upgrade to the security of home banking.  After the upgrade, you will be prompted to re-enroll in the security questions.  This must be done in order to access Mobile Banking. 

Mobile banking will not work until you answer the new challenge questions via home banking.

Apple Link

Google Play Link

Credit Score in Online Banking

October 30th, 2020

When you access online banking, you can activate Credit Score along the right side of your home page.  Keep track of your score, credit report and tips to increase your score.

uChoose Debit Card Rewards

January 13th, 2020

Get the rewards you want by using your UGEFCU Debit Card.  Register for uChoose Rewards at uChooseRewards.com.  Just choose register, enter your card information and follow the prompts.  Once registered, you'll start earning 1 point for every $2 when you select "credit" and sign - wherever you shop!

Give your points a boost with special offers from featured merchants.  Visit the website for the latest offers and a full list of participating retailers.

Bill Pay Site

January 22nd, 2019

  • Set up on the computer so you can pay in home banking or mobile banking
  • The Bill Payment System - Access through ACCOUNT ACCESS
  • After you log in to ONLINE BANKING, hover over BILL PAYMENT and click on Enrollment Options
  • Follow the prompts to ENROLL
  • NEXT, hover over BILL PAYMENT and click on Pay Bills
  • You will need to TURN OFF YOUR POP UP BLOCKER
  • FAQ
  • Call 315-733-1596 for assistance
  • DEMO

Remote Deposit using our Mobile App!

September 4th, 2018

NEW FEATURE: Deposit checks from your living room with Remote Deposit Capture. Important facts you should know:

  • 2 day hold on deposits

  • max amount = $3,000.00

  • cut off time = 2:45pm

  • must sign the back and add "For Mobile Deposit Only".

Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Please go to Google or Apple store to download our app for free.  Then take us anywhere. With our smartphone app, you can:

  • Deposit checks
  • View your account balances
  • Check your transaction history
  • Transfer funds
  • Pay bills
  • Pay UGEFCU loans
  • Locate a surcharge free ATM

If you need assistance or have any question, please call us at 315-733-1596.


Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953

Office Hours:
Monday - Friday 7:30am-4:00pm

Drive-Thru Window Hours:
Monday - Friday 6:30am-4:00pm

Access to your account by phone,
24-Hours a Day, 7 Days a Week


Telephone: 1-315-733-1596
Toll-Free: 1-800-990-7499
Fax: 1-315-733-0228


Supervisory Committee: