Mobile App Update  and  COVID-19 Update

1-800-990-7499 | 1-315-733-1596

215 Old Campion Road, New Hartford, New York 13413-4953


COVID-19 Notice

May 18th, 2020

The credit union will be closed Monday, May 25th for Memorial Day.


Drive-Thru hours:  7:15am - 4pm, beginning 3/24/2020.  Lobby access limited to appointment only through at least 6/5/2020.

As COVID-19 impacts our world, we remain dedicated to serving your financial needs. If you have concerns about your account or loans, please reach out to us so we can help you.


 For the safety of our members, their families, staff and their families, the Credit Union will be closing our lobby on Wednesday, March 18, 2020 and will be drive-thru service only. We will be using drive-thru service until June 5, 2020 at which time we will re-evaluate and determine whether we are able to reopen our lobby.


At Utica Gas & Electric FCU, our top priority is always the safety and security of both our members and employees. We are committed to being responsive to your needs and will continue to monitor and implement the recommendations and best practices from the CDC.


We offer self-service banking and 24/7 account access through our mobile and online services. If you're unfamiliar with our online banking and mobile app, it allows you to do the following wherever you are:


* View account balances

* Transfer funds

* Pay loans

* Access account history

* View recent transactions

* Receive alerts for account activity

* Remote Check Deposit

* Bill Pay Service


Also, for those members who don't have a UGEFCU debit card and would like to order one, please call us at 315-733-1596.


At this point, we have taken additional steps to ensure cleanliness and sanitization in our building and at the drive-thru.


The Credit Union will also be available by telephone and email during regular business hours throughout this difficult time.


Thank you for understanding and please follow the CDC's guide to properly protecting yourself and others.


Check on your stimulus check at

Mobile App Update

April 24th, 2020

Our Mobile App has been updated and you may be required to update upon login.  Your options will depend on your phone and settings.  Before updating, please be sure you know your userid and password.  The functionality of the app will remain the same.  Please call us with any questions.

Apple Link

Google Play Link

uChoose Debit Card Rewards

January 13th, 2020

Get the rewards you want by using your UGEFCU Debit Card.  Register for uChoose Rewards at  Just choose register, enter your card information and follow the prompts.  Once registered, you'll start earning 1 point for every $2 when you select "credit" and sign - wherever you shop!

Give your points a boost with special offers from featured merchants.  Visit the website for the latest offers and a full list of participating retailers.

Bill Pay Site

January 22nd, 2019

  • Set up on the computer so you can pay in home banking or mobile banking
  • The Bill Payment System - Access through ACCOUNT ACCESS
  • After you log in to ONLINE BANKING, hover over BILL PAYMENT and click on Enrollment Options
  • Follow the prompts to ENROLL
  • NEXT, hover over BILL PAYMENT and click on Pay Bills
  • You will need to TURN OFF YOUR POP UP BLOCKER
  • FAQ
  • Call 315-733-1596 for assistance
  • DEMO

Remote Deposit using our Mobile App!

September 4th, 2018

NEW FEATURE: Deposit checks from your living room with Remote Deposit Capture. Important facts you should know:

  • 2 day hold on deposits

  • max amount = $3,000.00

  • cut off time = 2:45pm

  • must sign the back and add "For Mobile Deposit Only".

Our smartphone app puts a UGEFCU branch in your pocket 24/7. The app is free for our members and helps you stay connected to your money no matter where your travels take you. Just log on to Home Banking to activate Mobile Banking. App Code: MobileUGEFCU  Click here for detailed instructions.  Then take us anywhere. With our smartphone app, you can:

  • Deposit checks
  • View your account balances
  • Check your transaction history
  • Transfer funds
  • Pay bills
  • Pay UGEFCU loans
  • Locate a surcharge free ATM

If you need assistance or have any question, please call us at 315-733-1596.


Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953

Office Hours:
Monday - Friday 7:30am-4:00pm

Drive-Thru Window Hours:
Monday - Friday 6:30am-4:00pm

Access to your account by phone,
24-Hours a Day, 7 Days a Week


Telephone: 1-315-733-1596
Toll-Free: 1-800-990-7499
Fax: 1-315-733-0228


Supervisory Committee: