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1-800-990-7499 | 1-315-733-1596

215 Old Campion Road, New Hartford, New York 13413-4953

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Loan Options

Loan Options

From auto loans to home loans to Visa® credit cards and more, we offer competitive rates, a variety of loan options, and excellent service that help you make smart financial decisions and save you money!

Thinking of buying a new or used vehicle? 

Check out our auto loan section for information on our simple process, flexible loan terms, great rates, as well as payment calculators.


VISA - Learn about the many benefits our UGEFCU Visa has to offer our members. Enjoy competitive rates and worldwide access when you select a Classic Visa card or earn ScoreCard® points with a Platinum Visa card.

HOME - And if you're looking for a home loan, our home equity options and mortgages have all the features you need for your next home loan.

PERSONAL - For all of life's events, whether they cost a lot or a little, a personal loan might be just the answer. With loans as low as $500, payment protection and rates much lower than a credit card, we can help you throught life's rough spots.

UNDERGRAD STUDENT LOAN - The cost of college continues to rise. We offer a student loan option which is designed to help you cover all of your college costs after you've exhausted all of your other financial aid options. These options include federal, state, and institutional grants and loans. With an easy online application, it's that extra financial aid you need for college without the hassle and headaches.

No matter what you need or when you need to borrow, you'll find outstanding value and great service at UGEFCU.



Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953

Office Hours:
Monday - Friday 7:30am-4:00pm

Drive-Thru Window Hours:
Monday - Friday 7:00am-4:00pm
24-hour drive-up ATM

Access to your account by phone,
24-Hours a Day, 7 Days a Week


Telephone: 1-315-733-1596
Toll-Free: 1-800-990-7499
Fax: 1-315-733-0228


Supervisory Committee: