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1-800-990-7499 | 1-315-733-1596

215 Old Campion Road, New Hartford, New York 13413-4953

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About Us

Service and Reliability

For more than 80 years, UGEFCU has been serving the financial needs of the employees of Niagara Mohawk and now, National Grid.

Why Join? - Watch Our Video

Why join our Credit Union on Biteable.

Who Can Join?
Membership is open to all employees of National Grid and the companies listed below, along with family members, including:

  1. spouse
  2. children
  3. parents
  4. brothers, sisters, their spouses and children
  5. grandparents, grandchildren
  6. stepchildren, stepparents, and other persons living in an employee's household.

Additional employee groups that are eligible for membership are:

If you are an employee of any of the companies listed above, your family members are also eligible to join our credit union.

Don't see your company?  Call us today at 315-733-1596 to get your company on the list.

How Do I Join?
Membership application is available at the credit union office, and you can open your account with as little as $5.00.

For more information on joining UGEFCU, either visit our office at 215 Old Campion Road in New Hartford or call us direct at 1-315-733-1596.

Board of Directors and Management

The Board of Directors is made up of members who volunteer their time to serve Utica Gas & Electric FCU. The Board meets regularly, keeping current with all operational, legislative, regulatory and industry affairs that may affect our members.

Theodore Pytel, Chairman of the Board
George Jweid, Vice Chair
John Deecher, Recording Officer
Thomas Higgins, Director
Jessica McGovern, Director
Joseph P. Moore, Director
Barbara Schwenzfeier, Director
Lori Brown, President/CEO

Privacy Policy


Utica Gas & Electric Federal Credit Union, your member owned financial institution, is committed to providing you with competitive products and services to meet your financial needs and help you reach your goals. We are equally committed to protecting the privacy of our members. Under federal law, we are required to give you this privacy notice. It describes our credit union's privacy policy and practices concerning the personal information we collect and disclose about our members. If after reading this notice you have questions, please contact us at: (315) 733-1596 or write to: Lori Brown, Utica Gas & Electric Federal Credit Union, 215 Old Campion Road, New Hartford, NY 13413.

Information We Collect About You

We collect nonpublic personal information about you from the following sources:

How We Protect Your Information

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

What Members Can Do To Help

Utica Gas & Electric Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:

Notice - Furnishing Negative Information to Consumer Reporting Agencies

This notice has been provided to you as required by Section 217 of the Fair and Accurate Credit Transactions Act of 2003.

Your credit report provides a glimpse of how financially responsible you are. Maintaining a clean credit report is vital to your financial well being. Negative information in your credit report will lower your credit score. Your credit score can be reviewed by lenders, insurers, landlords and even potential employers. With a low credit score you will be more likely to:

Please make your payments on time and always pay at least the minimum amount due to assure that negative information regarding your accounts with us will not appear on your credit report.


Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953

Office Hours:
Monday - Friday 7:30am-4:00pm

Drive-Thru Window Hours:
Monday - Friday 7:00am-4:00pm
24-hour drive-up ATM

Access to your account by phone,
24-Hours a Day, 7 Days a Week


Telephone: 1-315-733-1596
Toll-Free: 1-800-990-7499
Fax: 1-315-733-0228


Supervisory Committee: