1-800-990-7499 | 1-315-733-1596
August 1st, 2025
School Smarter, With a Loan That Makes the Grade!
Limited-Time Back-to-School Loan Special
Gear up for the school year with a smart financial boost! Whether itӢs tuition, tech, or supplies, we've got your back.
✅ Rates as low as 5.25% APR
✅ Borrow up to $5,000
✅ Terms up to 24 months
Apply now and make this school year your best yet, but hurry, this offer won't last long!
Limited-time offer.
Visit us in-branch or apply online today!
Subject to credit approval. Terms and conditions apply
July 29th, 2025
Are you a current member of our credit union and a K–12 educator in our local community? We're excited to support your incredible work in the classroom by offering 10 scholarships of $300 each exclusively for teachers who are members of our credit union.
These funds can be used to:
Whether you're stocking up on books, organizing a STEM activity, or decorating a welcoming space for your students, we want to help make it happen.
Click here to apply and best of luck!
Applications are open now, so don't miss your chance to invest in your classroom and your students.
May 21st, 2025
Utica Gas & Electric Federal Credit Union has partnered with MVHS to help a someone win their dream of $100,000 with the purchase of a Miracle Drawing ticket!
Please be sure to stop in and purchase a Miracle drawing ticket today! A maximum of 4,500 tickets are available beginning Monday, April 21, 2025. The drawing for the $100,000 Grand Prize and all bonus prizes will be held inside the Wynn Hospital on Wednesday, October 15, 2025, at 6 p.m. Tickets are $100 each and may be purchased with cash or check at our New Hartford branch located at 215 Old Campion Rd. New Hartford, NY 13413.
May 20th, 2025
If you've got a Visa debit card or a Visa rewards credit card, guess what? You're all set for uChoose Rewards! You can actually combine the points you earn from both cards, and then use them for awesome stuff like merchandise, Apple products, vacations, and so much more.
Just a heads-up: We've made some updates to the uChoose Rewards website. When you log in, you'll need a valid email address for two-step authentication. If you're having trouble logging in, just reach out to the credit union 315-733-1596 or ugefcu@ugefcu.com. We can help verify your email and login info.
Want to learn more about uChoose rewards? Check out www.ugefcu.com/video. Ready to log in and see your points? Head over to www.uchooserewards.com.
April 15th, 2025
UGEFCU has partnered with Trust & Will to provide exclusive savings of 20% off any estate plan just for being our member. Learn more today!
http://links.lovemycreditunion.org/client/love_my_cu/banner/?bid=6560&campid=103&clientid=2252&sid=1
March 20th, 2025
SCAM ALERT: Be aware that some members and non-members are seeing an increase in scammers impersonating UGEFCU. We will never contact you directly asking you to click on a link or verify information such as your card number, your PIN, or CVV code on the back of your debit or credit card. If you're suspicious of a call or message, do not engage and contact UGEFCU directly.
Please contact the credit union if you believe you have been a victim of fraud.
Reminder - our mobile app will allow notifications sent to your phone anytime your debit and/or credit card is used for a purchase. You can also turn your card on/off. Please contact our credit union if you have questions 315-733-1596. Any one of our service representatives can help you with these features.
February 28th, 2025
Please Click Here for information on the Board of Directors positions that are open for the Credit Union.
October 9th, 2024
Our Summer Newsletter contains our latest information. Read our Fraud Newsletter too!
We've added several new features to the website:
Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953
Office Hours:
Monday - Friday 7:30am-4:00pm
Drive-Thru Window Hours:
Monday - Friday 7:00am-4:00pm
24-hour drive-up ATM
Access to your account by phone,
24-Hours a Day, 7 Days a Week
1-315-733-1592
Telephone: 1-315-733-1596
Toll-Free: 1-800-990-7499
Fax: 1-315-733-0228
E-mail:
ugefcu@ugefcu.com
Supervisory Committee:
supervisoryc@ugefcu.com