Mortgage Loans

Mortgages

First Time Home Buyer Program

  • No down payment or mortgage insurance required
  • Must be the first home for one and/or both members
  • Must be a member for at least 1 year
  • Maximum amount $250,000
  • Must have direct deposit and automatic payment

*Other restrictions apply. Call for details.

First Mortgage

  • Competitive rates, call our office at 315-733-1596
  • Closed end, fixed rate mortgages
  • Purchase or refinance loans
  • Minimum 10 year to maximum 30 year mortgage
  • Affordable closing costs
  • Borrow from $20,000 to $750,000
  • Loans for owner occupied primary and secondary residences

These loan rates are applicable to new money and are expressed as ANNUAL PERCENTAGE RATES (APR).

Call the credit union (315) 733-1596 for details.