Mortgages
First Time Home Buyer Program
- No down payment or mortgage insurance required
- Must be the first home for one and/or both members
- Must be a member for at least 1 year
- Maximum amount $250,000
- Must have direct deposit and automatic payment
*Other restrictions apply. Call for details.
First Mortgage
- Competitive rates, call our office at 315-733-1596
- Closed end, fixed rate mortgages
- Purchase or refinance loans
- Minimum 10 year to maximum 30 year mortgage
- Affordable closing costs
- Borrow from $20,000 to $750,000
- Loans for owner occupied primary and secondary residences
These loan rates are applicable to new money and are expressed as ANNUAL PERCENTAGE RATES (APR).
Call the credit union (315) 733-1596 for details.


