Information We Collect About You
We collect nonpublic personal information about you from the following sources:
How We Protect Your Information
We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, or procedural safeguards that comply with federal regulations to guard your nonpublic personal information.
What Members Can Do To Help
Utica Gas & Electric Federal Credit Union is committed to protecting the privacy of its members. Members can help by following these simple guidelines:
Notice - Furnishing Negative Information to Consumer Reporting Agencies
This notice has been provided to you as required by Section 217 of the Fair and Accurate Credit Transactions Act of 2003.
Your credit report provides a glimpse of how financially responsible you are. Maintaining a clean credit report is vital to your financial well being. Negative information in your credit report will lower your credit score. Your credit score can be reviewed by lenders, insurers, landlords and even potential employers. With a low credit score you will be more likely to:
Please make your payments on time and always pay at least the minimum amount due to assure that negative information regarding your accounts with us will not appear on your credit report.
Location & Credit Union Office Information:
215 Old Campion Road, New Hartford, New York 13413-4953
Monday - Friday 7:30am-4:00pm
Drive-Thru Window Hours:
Monday - Friday 7:00am-4:00pm
24-hour drive-up ATM
Access to your account by phone,
24-Hours a Day, 7 Days a Week