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You may be young, but with each passing moment, the opportunity to make more money is slipping away. By not effectively managing your money, you may be missing out on some serious long-term rewards. So where do you turn for financial guidance? We suggest MoneyMix™: Launch Your Life available on our Web site. Designed for young adults ages 18 to 30, MoneyMix is loaded with articles, blogs, and videos about money management. Topics cover the big decisions people your age make every day, and help you make the right financial call. The site also provides insight about budgeting and saving for future goals. It’s a golden opportunity to learn how to manage your green, and it’s waiting for you today at www.ugefcu.com.
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Stylish on a Dime
There are many ways to be stylish on a budget. I am going to focus on accessorizing.
The accessories I make are unique yet inexpensive. I can find my supplies at the craft store for a couple of dollars.
1. Earrings. You need:
o Beads
o Two or four head pins
o Two fish hook ear wires
o Needle-nose pliers
o Wire cutters
Put your beads on your head pins. Use the wire cutters to cut the head pins about a half inch above the last bead. Use your pliers to make a loop above the top bead, but don't close the loop all the way. Thread your fish hook through the loop in your head pin. Close the loop and wear your new earrings!
2. Hair clip. You need a:
o Plain barrette
o Fabric flower
o Rhinestone
Take your flower off the stem, remove the center, and arrange the petals. Use a hot glue gun to glue the petals of the flower to the barrette. Glue your rhinestone in the middle of the flower.
3. Head band. For less than a dollar you can get a plain headband from your craft store. Glue yarn, ribbon, fabric, or even a flower on it to give it a fun look.
4. Flip flops. Buy your favorite color flip flops from the Dollar Store. Decorate your flip flops with ribbon, fabric, flowers, or rhinestones.
5. Scarves and hats. You need:
o Yarn
o Knitting needles
o Possibly an instruction book
If you don't know how to knit, ask a family member to teach you, or follow free videos and instructions at TheKnittingSite.com.
I am creative at saving money while still being stylish.
I hope you have fun creating and wearing your own hand made accessories.
It's simple to be stylish on a budget; just be creative.
Do you have questions, comments or ideas to share with us? Email us at:
teensense@ugefcu.net