Share Accounts
Share account, money plus, share certificates, IRAs, Teen$ense
Rate Information

Student Loans
Private student lending solutions. Learn more

ATM (Automatic teller machines)
UGEFCU participates in the Sharenet Network which has ATMs at convenient local locations.
ShareNet Information

We also participate in the Allpoint Network which has over 55,000 surcharge-free ATM machines. Worldwide!
Allpoint Information

Bill Pay
With our Online Bill Payment product, you can pay all of your bills at your convenience with just the click of a mouse.

Credit Reports
Every year you can otain a free copy of your credit report from each agency at

Foreign Currency
UGEFCU offers you a convenient, safe and secure method of purchasing foreign currency.

VISA Debit Card
Works with your checking account. Choose your card design! Surcharge free ATM withdrawals at ShareNet and Allpoint ATMs. Safe and convenient!
After hours, call 1-800-417-8715 to report your card lost or stolen.

VISA Gift Card
Whether it’s a birthday, graduation, anniversary, promotion or simply to say thanks, our Visa Gift Cards are the ideal solution. Unlike a gift certificate for a specific store, our Visa Gift Cards can be used at millions of merchants around the neighborhood or around the world. They can even be used to order an item online or by phone. Our Visa Gift Cards are safer to carry than cash and easier to use than a check. So you’re also giving the gift of security and convenience. Call or stop by for details.

Insurance Products
UGEFCU has partnered with truSTAGE, a CMFG Life Insurance Company to offer our members AD&D, life, auto and home insurance.

We've Streamlined How Members Can Claim Their Complimentary AD&D Coverage. It's Fast, Easy And Online. Get Started.

 How much could you save on car & home insurance? Get quote.

Audio Response Service
24-hour, 7 days a week access to your account by phone.
Call 1-315-733-1592 for access.

Personal, Home Improvement, Mortgages, Auto Loans. The Negotiators, Inc. is affiliated with our credit union to help our members buy a car-used or new.
Loan Information

VISA Credit Card
Platinum and Classic Visa Card Information

Phone or Fax a loan!
Loan applications made easy with fast approval.

Direct Deposit
Sign up for direct deposit to your accounts, safer than by mail, convenient, confidential, pension checks, social security checks, and with direct deposit you can get 1/4 point off your loan rate!

Travelers Checks
American Express Travelers checks are provided at no charge to you and makes your vacation safer than cash. Available in various denominations, including $50 and $100.

Check Cashing
A convenient way to get money quickly. Checks will be cashed for any amount if you have a Share Draft account, smaller amounts for others.

Wire Transfers
We can wire funds from your account to sons, daughters, or whoever in another city -- same day, small fee.

Savings Bonds
Can be redeemed through UGEFCU.

Notary Public
A FREE service to our members

Signature Guarantee
A FREE service to our members

Car Buyers Helpline
***This service ended December 31, 2013**