Share Accounts
Share account, money plus, share certificates, IRAs
Rate Information

Financial Investments
Financial Planner Mark Bailey can meet with any of our members to discuss their financial investments.
Financial Planning Information

ATM (Automatic teller machines)
UGEFCU participates in the Sharenet Network which has ATMs at fifteen convenient locations.
ShareNet Information

Audio Response Service
24-hour, 7 days a week access to your account by phone.
Call 1-315-733-1592 for access.

Loans
Personal, Home Improvement, Mortgages, Auto Loans. The Negotiators, Inc. is affiliated with our credit union to help our members buy a car-used or new. Loan Information

VISA Credit Card
Platinum and Classic Visa Card Information

VISA Check (Debit) Card
Works with your share checking account. Safe and convenient!

Phone or Fax a loan!
Loan applications made easy with fast approval.

Direct Deposit
Sign up for direct deposit to your accounts, safer than by mail, convenient, confidential, pension checks, social security checks, and with direct deposit you can get 1/4 point off your loan rate!

Travelers Checks
American Express Travelers checks are provided at no charge to you and makes your vacation safer than cash. Available in various denominations, including $20, $50 and $100.

Check Cashing
A convenient way to get money quickly. Checks will be cashed for any amount if you have a Share Draft account, smaller amounts for others.

Wire Transfers
We can wire funds from your account to sons, daughters, or whoever in another city -- same day, small fee.

Savings Bonds
Can be purchased or redeemed through UGEFCU.

Notary Public
A FREE service to our members

Signature Guarantee
A FREE service to our members

Car Buyers Helpline
Helps take the hassle out of car buying. Let the Car Buyers Helpline deal with the car salespeople for you. Visit http://www.carbuyershelpline.com for more information or call 1-800-836-4344.

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