<%@ Language=JavaScript%> Welcome to UGEFCU! Utica Gas & Electric FCU - About Us

Service and Reliability
For more than 70 years, UGEFCU has been serving the financial needs of the employees of Niagara Mohawk, a National Grid Company.

Who Can Join?
Membership is open to all employees of Niagara Mohawk(National Grid) and certain family members, including: spouse, children, parents, brothers, sisters, their spouses and children, grandparents, grandchildren, stepchildren, stepparents, and other persons living in an employee's household.

Additional employee groups that are eligible for membership are:

  • The Town of New Hartford
  • EB Enterprises

If you are an employee of any of the companies listed above, your family members are also eligible to join our credit union.


How Do I Join?
Membership application is available at the credit union office, and you can open your account with as little as $5.00.

For more information on joining UGEFCU, either visit our office at
215 Old Campion Road in New Hartford (across from the Ramada Inn) or call us direct at 1-315-733-1596.